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SMPayments

White-label payment gateway systems

Four markets.Your brand.

White-label payment gateway systems for Thailand, Malaysia, Vietnam and Indonesia. We run the infrastructure; your customers see your name.

See pricingContact us
YBYour BrandSample data
Pay-in todayTHB 1,284,500.00
Payouts todayTHB 642,180.00
Transactions today3,214
Pay-in today
Recent transactions
OrderAmountStatus
ORD-10428THB 1,250.00Paid
ORD-10421THB 480.00Paid
ORD-10414THB 12,900.00Pending
ORD-10407THB 3,300.00Paid
ORD-10400THB 760.00Failed
YBYour BrandSample data
Order #10428MYR 250.00
Choose how to pay
Pay MYR 250.00Secured payment by Your Brand

Four currencies. One gateway under your name.

The white-label PG supports four markets in Southeast Asia: Thailand, Malaysia, Vietnam and Indonesia.

Select a currency to find it on the map

Every way your customers pay, under one name.

Local bank, e-wallet, QR payment and international card run through SM Payments and reach your customers as your own checkout.

  • Local bank
  • E-wallet
  • QR payment
  • International card
SM Payments
Your brandYour checkout, your name

Everything a payment business runs on.

A white-label PG system covers the full flow, from the checkout your customers see to the reports your finance team closes the month with.

For your customers

  • Branded checkoutPayment pages with your name, logo and colours.
  • Pay-inCollect payments through local payment methods in each market.

For your merchants and agents

  • Merchant backofficeTransactions, balances, payout requests and statements for each merchant.
  • Agent backofficeAgents manage the merchants they bring in and follow their commissions.
  • PayoutsSend funds out to bank accounts and e-wallets, with approval steps.

For your team

  • Admin consoleManage merchants, channels, fees and limits in one place.
  • Settlement and reconciliationSettlement records and downloadable reconciliation reports.
  • API and integration docsA documented API with signed requests, callbacks and a test environment.
  • Risk controls and securityPer-merchant limits and rules, IP allowlists, two-step login, role-based access and audit logs.
Try a brand colour
YBYour BrandSample data
Pay-in todayTHB 1,284,500.00
Payouts todayTHB 642,180.00
Transactions today3,214
Pay-in today
Recent transactions
OrderAmountStatus
ORD-10428THB 1,250.00Paid
ORD-10421THB 480.00Paid
ORD-10414THB 12,900.00Pending
ORD-10407THB 3,300.00Paid
ORD-10400THB 760.00Failed

Illustrative screens with sample data.

Two ways to run payments under your brand.

SMP-01三方 PG 白标

Third-Party PG White Label

Your brand. Our payment infrastructure.

Setup fee
RM 40,000one-time
Monthly maintenance
RM 6,000minimumor 0.20% volume fee
Contract
6–12 months minimum
Ask about this
SMP-01

Third-Party PG White Label

What's included

  • Multi-country payment methods
  • Stable & reliable PG
  • Custom branding
  • Dedicated technical support
Ask about this
SMP-02四方系统

Aggregator Payment Gateway

A complete system for your business.

Setup fee
RM 10,000one-time
Monthly maintenance
RM 3,000minimumor 0.05% volume fee
Contract
To be confirmed
Ask about this
SMP-02

Aggregator Payment Gateway

What's included

  • Complete system solution
  • Flexible configuration
  • Custom integration
  • Ongoing support
Ask about this

*Indicative agent pricing. Commercial terms subject to confirmation.

From first message to live payments.

  1. 01Talk to usTell us which product you need and which of the four markets you'll serve.
  2. 02Agree termsConfirm the commercial terms and the setup.
  3. 03Brand and configureYour domain, logo and colours; channels, fees and limits set up for your merchants.
  4. 04Integrate and testConnect through the API and run test payments end to end.
  5. 05Go liveStart taking payments, with support from our team.

Questions

Which markets and currencies are supported?

Four: Thailand (THB), Malaysia (MYR), Vietnam (VND) and Indonesia (IDR).

What's the difference between the PG white label and the aggregator (四方系统)?

The PG white label is a payment gateway you run under your own brand. The aggregator is a complete system that brings several payment channels together in one place, with one backoffice for merchants and agents.

Will my customers or merchants see SM Payments?

No. The checkout and the backoffices carry your brand.

How is pricing structured?

A one-time setup fee plus monthly maintenance (a monthly minimum, or a volume fee). The figures above are indicative agent pricing; commercial terms are subject to confirmation.

How long is the contract?

For the Third-Party PG White Label, 6–12 months minimum. For the Aggregator Payment Gateway, to be confirmed.

How do we start?

Send us a message. Tell us the product and your markets, and we'll take it from there.

Talk to us about your gateway.

Choose a product and we'll continue the conversation in chat.

ToSM Payments
Topic

Your message

Hi, I'm interested in the Third-Party PG White Label.

Opens a chat with this message filled in.

Contact us